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SMSFs and the Provision of Private Loans

Recorded 15 October 2025.

We will work through the relevant superannuation rules including the sole purpose test, arm’s length requirements and the in-house asset rules and consider ‘can a trustee provide a loan versus should they?’

We will draw on real life examples we see regularly through our technical help desk (the good, the bad and the ugly!)

Recorded 15 October 2025

More SMSF trustees are exploring private loans, but too many are doing it without understanding the rules, and it’s accountants like you left to pick up the pieces.

Join SMSF specialist Jason Hurst in this practical, accountant-focused webinar that takes you behind the scenes of real-life client scenarios involving SMSF loans. From related party arrangements to risky investments in unlisted entities, you’ll hear what’s going wrong, why, and how to guide your clients through the complexity before they land in hot water.

You will walk away with clarity on:

How to assess if a loan meets the sole purpose test

The arm’s length and in-house asset rules in action
What to document so the auditor doesn’t come knocking
The red flags to raise when clients ask ‘can we? and how to reframe it as ‘should we?’
Avoiding audit delays caused by poor planning and misunderstood structures

Whether you’re already fielding client questions about SMSF loans or suspect they’re coming soon, this is one session you can’t afford to miss.

Total 1.5 CPD Hours

On completion, participants will be able to:

Understand the relevant superannuation (SIS) rules that need to be considered before an SMSF provides a loan.
Articulate to clients the risks and problem areas that can occur with private loans.
Understand the audit requirements for loans and unlisted investments and be able to articulate these to trustees before they make a final decision to provide loans.
Deal with the aftermath where private loans have gone ‘bad’.

Jason Hurst

Technical Superannuation Adviser

Jason is an experienced commentator, presenter and writer on superannuation and retirement. He specialises in breaking down complex technical concepts for professional advisors and their clients.

He has over 20 years’ experience in the wealth and retirement sectors, working with accountants and advisers to build their technical skills in superannuation, retirement, Insurance, social security and age care, and enjoys helping to provide the tools to articulate these concepts in a simple and easy to follow way to clients.

Jason also works with the Financial Advice Association Australia (FAAA) as a subject matter expert for the CFP Capstone certification and a technical student mentor to those undertaking the CFP courses.

He has a Bachelor of Economics from the University of Newcastle, is a SMSF Specialist Advisor, and holds the Certified Financial Planner (CFP) designation.