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Downsizer Contributions – Eligibility requirements

Recorded 29 October 2025. Eligibility requirements to help you identify what clients may be able to make a Downsizer contribution and how much they can make

This training is recommended for all practitioners working with SMSFs.

Recorded 29 October 2025

The Downsizer Contribution rules offer a powerful opportunity for eligible clients to boost their superannuation, but the eligibility criteria are more complex (and time-sensitive) than they seem.

In this must-attend webinar, SMSF expert Natalie Scott will break down the real-world application of the rules so you can confidently identify which clients qualify, how much they can contribute, and the key timing traps that could derail their strategy.

We will use examples and case studies to demonstrate the application of the rules including:

How the timing of the sale and settlement of a home can affect eligibility. 
- At what time is the age of the contributor important? 
Splitting proceeds from the sale of the home between spouses. 
- Do proceeds have to be allocated in the same portion as ownership? 
How the 10-year ownership period is measured. 
- What if a home is compulsory acquired? 
Interaction of CGT main residence exemption. 
- How much of the proceeds can be used if only partial CGT exemption applies?

This session is your shortcut to understanding one of the most underutilised and misunderstood contribution strategies in superannuation.

Total 1.25 CPD Hours

On completion, participants will be able to:

When a member is eligible to make a Downsizer contribution
How the 10 Year ownership is measured
Understanding the interaction between CGT main residence and eligibility requirements for Downsizer contributions
Determine the amount the member can contribution under Downsizer contributions and timing requirements

Anthony Cullen

Senior SMSF Educator, Accurium

Anthony is a new member of the Accurium education team and comes to us with nearly 25 years of experience in the accounting and SMSF industry.

He has previously held senior roles managing the SMSF division of a small accounting practice and providing SMSF technical support within a large SMSF administration business.

Over the years, Anthony’s roles have evolved from the accounting function of SMSFs to keeping on top of the ever changing technical and compliance nature of this specialised area.