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SMSFs and Property

Recorded 1 October 2025. Understanding the risks and getting it right!  This session we will cover the compliance obligations and responsibilities associated with holding investment properties within an SMSF.

Are your SMSF clients investing in property the right way - or are they sitting on a compliance time bomb?

Recorded 1 October 2025

Investing in property via an SMSF can offer significant tax advantages however there are complex superannuation (SIS) rules that need to be carefully followed and getting things wrong can be costly to trustees. 

In this session we will cover the compliance obligations and responsibilities associated with holding investment properties within an SMSF. It is important that trustees clearly understand the additional rules and obligations before investing as they can be a surprise to clients who have previously invested in property outside of superannuation. 

We will consider the following: 

Getting the acquisition right 
The business real property (BRP) definition and when this is relevant 
The requirements for an SMSF to be able to borrow 
When the property needs work done – repairs, improvements and changing the property in its entirety 
Arm length issues 
Annual valuation obligations and ensuring a smooth audit.

Total 1.25 CPD Hours

On completion, participants will be able to:

Understand compliance requirements in relation to holding investment properties in an SMSF
Identify the difference between repairs and maintenance
Determine what is needed for audit sign off
What type of market valuation is appropriate

Jason Hurst

Technical Superannuation Adviser

Jason is an experienced commentator, presenter and writer on superannuation and retirement. He specialises in breaking down complex technical concepts for professional advisors and their clients.

He has over 20 years’ experience in the wealth and retirement sectors, working with accountants and advisers to build their technical skills in superannuation, retirement, Insurance, social security and age care, and enjoys helping to provide the tools to articulate these concepts in a simple and easy to follow way to clients.

Jason also works with the Financial Advice Association Australia (FAAA) as a subject matter expert for the CFP Capstone certification and a technical student mentor to those undertaking the CFP courses.

He has a Bachelor of Economics from the University of Newcastle, is a SMSF Specialist Advisor, and holds the Certified Financial Planner (CFP) designation.